Privacy Policy

Introduction

We at Hire Purchase Information Limited (HPI) respect your right to privacy. The purpose of this Website Privacy Policy is to outline how we deal with any personal data you provide to us while visiting this website. If you are not happy with this Website Privacy Policy you should not use this website.

By visiting this website, you are accepting the terms of this Website Privacy Policy. Any external links to other websites are clearly identifiable as such, and we are not responsible for the content or the privacy policies of these other websites.

Collection of Information

We retain two types of information:
  • "Personal Data"
    This is data that can be used to contact you and will include your e-mail address and if supplied, your telephone number. The HPI Website DO NOT collect personal data such as names, addresses, date of birth, gender or occupation or any information thereof that may identify you.
  • "Non-Personal Data"
    Like most websites, we gather statistical and other analytical information collected on an aggregate basis of all visitors to our website. This Non-Personal Data comprises information that cannot be used to identify or contact you and which can be used to help us to make our site more user friendly. It includes statistics such as the number of visitors to our site and the browser types used.
Telephone calls may be monitored or recorded to ensure that we carry out your instructions correctly and to help improve the quality of our service and in the interests of security.

Use of Information

Personal Data
We will process any personal data you provide to us for the following purposes:
Non-Personal Data
We use the Non-Personal Data gathered from visitors to our website in an aggregate form to get a better understanding of where our visitors come from and to help us better design and organise our website.

Cookies

Like many websites, this site uses session cookies that we transfer to your computer for the duration of your visit.

HPI First Cookies
The HPI First website will place a single, temporary cookie on your computer which will be created at the beginning of your visit and will be destroyed when you leave the site. This cookie holds a unique session ID and nothing more. We use this session ID to track your progress through the application and to maintain the security, consistency and quality of your visit to our site. The nature and simplicity of the cookie we use lets us use the the highest available security. If you disable cookies, you may incur difficulties in successfully processing an application on our website.
As mentioned above, when you leave our site, our cookie is destroyed and cannot be accessed again.

Google Analytics Cookies
We use the Google Analytics services provided by Google to help identify and monitor the traffic to our site and the interactions our customers have with our website. This lets us plan better for your needs. Google Analytics uses several cookie elements in its service, the details of which are listed at Google Analytics Cookies.

Google AdWords Cookies
In addition to Google Analytics, we use Google AdWords, an advertising service provided by Google. Further information is available at Google Adwords Policy.

Statcounter.com Cookies
Like Google Analytics, Statcounter.com is a service that helps us monitor the traffic to the HPI First site. It provides reports that help us tailor the site to more closely meet the needs of our customers. For information regarding Statcounter.com cookies, please see Statcounter Cookies.

Disclosure of Information to Third Parties

Hire Purchase Information Limited will not divulge customer personal data to a third party unless we have received customer authoristation OR we are required to do so in order to comply with any applicable law, a summons, a search warrant, a court or regulatory order, or other statutory requirement.
We may share Non-Personal Data with third parties, where such information is combined with similar information of other users of our website, for the purpose of the further development of this web site.

Sale of Business

We reserve the right to transfer information (including your Personal Data) to a third party in the event of a sale, merger, liquidation, receivership or transfer of all or substantially all of the assets of our company provided that the third party agrees to adhere to the terms of the Website Privacy Policy and provided that the third party only uses your Personal Data for the purposes that you provided it to us.

Security

The nature of the Internet is such that we cannot guarantee or warrant the security of any information you transmit to us via the Internet. No data transmission over the Internet can be guaranteed to be 100% secure. The use by you of this Website is at your sole risk.

However, we will take all reasonable steps to protect your Personal Data. These steps include the use of Secure Socket Layer (SSL) technology to encrypt your Personal Data and Credit or Laser card information when you apply for your Vehicle Finance Report on this site. As you use the online application facility, you will see the padlock in your browser's security display indicating the transfer of all data between your browser and our site has been encrypted.

Your e-mail address and telephone number, if supplied, is retained on secure servers hosted by Hire Purchase Information Limited.

Your laser or credit card information is not retained on this site; rather it is securely transferred to Realex Payments, a secure online payments provider.

Liability

Hire Purchase Information Limited shall have no liability or any responsibility whatsoever for any direct, incidental, consequential, indirect or punitive damages, costs, losses or liabilities whatsoever arising out of your access to, use, inability to use or change in content of, this website or arising from any other website you access through a link from this website or from any actions we take or fail to take as a result of any electronic mail messages you send us.

Governing Law and Jurisdiction

Information appearing on this website is provided in accordance with and subject to the laws of the Republic of Ireland and the laws of the Republic of Ireland govern the conduct and operation of this website. The courts of the Republic of Ireland have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with this Legal Statement, the information contained on this website, and any use made of that information. Any such claims or disputes shall be resolved in accordance with the laws of the Republic of Ireland.

Changes to the Website Privacy Policy

Any changes to this Website Privacy Policy will be posted on this website so you are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.